Delivering customized financial planning and asset management.
We recognize that every client comes with a unique financial history and situation. That’s why every comprehensive financial plan begins with an in-depth discussion of your goals so we gain a full picture of your dreams as well as your assets.
The investing world is different now. There are an overwhelming number of financial products and services. Because we have no allegiance to any particular company, we can choose those asset management options that we believe will work best to meet your financial goals.
Using our experience, expertise and genuine passion for investing, we build a plan that works for you.
Changes are inevitable. We partner with you throughout your lifetime to manage your portfolio and more. Our services include:
Comprehensive Financial Planning
Imagine a financial blueprint with a complete, organized view of your current financial health, retirement goals and objectives. Using your vision of retirement, we put together a financial plan that reflects your assets, income needs, risk tolerance, tax requirements, insurance needs and more. When complete, we closely monitor and review the plan to stay focused on your retirement goals.
We actively manage the assets of your financial portfolio, such as stocks, bonds, mutual funds, IRAs, trusts and joint accounts. We ensure that risk levels are appropriate, review the allocation of stocks and bonds, monitor funds and their performance and proactively make changes.
Retirement Income Solutions
We understand and can help quantify income goals for you based on how you want to live in retirement. We customize a plan that strives to provide income for a lifetime, exploring the best income strategies and determining where money should be taken from – an IRA or 401k, for example – and when. We actively monitor and manage your portfolio designed to successfully provide consistent income.
Business Owner Considerations
As business owners too, we understand and provide expert services tailored to optimize resource allocation to achieve the financial objectives of the firm. We help business owners design and tailor the best retirement plan to maximize contributions and minimize tax liabilities. For business owner employees, we provide savings plans including 401k, profit sharing, defined benefit and cash balance. We ensure peace of mind that an appropriate succession and continuity plan is in place and reviewed periodically. Our approach is synergistic when coordinating with the business owner’s tax and legal advisors.