Third Quarter 2018 Market Review

Domestic stocks moved ahead in the third quarter on the back of a strong US economy while international stocks and the bond market posted slightly positive returns for the quarter but are still showing negative returns on the year. This narrowly focused rally was led by large company growth stocks. These headlines and more in the Third Quarter 2018 Market Review

Second Quarter 2018 Market Review

After a great start in January the markets find themselves fairly flat starting the second half of 2018, yet much more volatile.  Returns have been mixed due to rising interest rates, higher energy prices and global trade uncertainty but the main positive catalyst was strong corporate earnings which are expected to continue to grow.  Second Quarter 2018 Market Review


Market Volatility

After a period of relative calm in the stock market, investors have experienced increased volatility in recent days. While market volatility can create anxiety for some, reacting emotionally and changing long-term investment strategies in response to short-term declines could prove more harmful than helpful

Recent Market Volatility

Fourth Quarter 2017 Market Review

The fourth quarter culminated a great year for the markets and this piece does a great job of recapping many of the headlines that contributed to the success.

Fourth Quarter 2017 Market Review


To Bit or Not to Bit: What Should Investors Make of Bitcoin Mania?

Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios.

Read the full article by MSA Financial and Dimensional Fund Advisors

Why Retirees Should at Least Consider a Financial Adviser

Even those who think they have their retirement planning in hand can use someone to keep them from making a costly mistake in this Wall Street Journal article by Glenn Ruffenach

Read the full article on Wall Street Journal

How to Avoid Overspending in Retirement

by Securities America

With the recent challenges in the U.S. economy, particularly in the housing and financial sectors, many pre-retirees are concerned their nest eggs won’t be enough to maintain a comfortable retirement.
Despite that concern, many Americans within sight of retirement have expectations that don’t match their actions or reality.

  • 43 percent of Americans have less than $10,000 saved for retirement.
  • 59 percent expect to receive a pension but only 41 percent can actually
    identify a pension to which they are entitled.
  • Pre-retirees (age 50-59) expect to live about 21 years after retirement and
    plan to spend almost 10 percent of their savings in each of those years.
  • 80 percent expect their standard of living to rise in retirement.
  • 47 percent of retirees have a written withdrawal plan and only 28 percent have a written budget for spending during retirement.
  • 49 percent of Americans are somewhat or very confident they have enough money to live comfortably throughout their retirement years.

Read the full PDF article by Securities America.

Seven Resolutions to Get Your Nest Egg in Shape

Getting your retirement plan in order is a common New Year’s resolution.  Find out why it’s almost never too late to start in this Wall Street Journal article by Anne Tergesen.

Read the full article on Wall Street Journal

CFPs Add Value, Are More Productive: Study

A recent study from Aite Group says that financial advisors with the CFP designation add value to their firms, are more productive, and provide a higher level of client satisfaction.  Click the link below to read more results from research.

Read the full article on

Savings Fitness: A Guide to Your Financial Future

Succeed in setting financial and retirement goals. Check out “Savings Fitness: A Guide to Your Money and Your Financial Future” from the Certified Financial Planner Board of Standards Inc.  This article could help put your retirement high on the list of personal priorities.

Read the full article on CFP Board.